Alabama mandates that insurers cover breast cancer screenings

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This month, Alabama enacted HB300, a law that requires health plans to cover breast exams without a deductible, copay or coinsurance.

Diagnostic breast exams include mammography, MRIs, ultrasounds and molecular imaging used for detecting and understanding abnormalities. Health plans must directly pay or reimburse for the service, regardless of individual or group status.

Cost-sharing cannot apply to supplemental breast exams — which are done when an abnormality is not expected — either.

The act will go into effect Jan. 1, 2027.

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